While certainly not a bad book, I didn't really learn anything new about microloans or true community funding. However, it's always good to see books like this come out.

I am always an advocate for small-scale, accessible lending, whether it is microfinance globally, or institutions like the one Covington describes here. The Self-Help Credit Union is a model of community banking as well as a resource for other states drafting predatory lending laws or attempting to rein in payday loans, employers who want to put wages on heavy-fee debit cards or mortgage bundlers.