This is a book that is specifically geared for stay-at-home mothers who are looking to be thrifty and economical, as well as maybe earn a "side hustle", aka a small part time job that will help generate income for the family.

Thanks to NetGalley and the publisher for a free digital ARC of this book. This book is true to its title description. The reader won't be disappointed when reading this book.

This book is a wealth of financial information. If you are looking for a practical way to get your family's finances back on track, this is the book for you. I was looking more for a book on the spiritual side, but this was more practical. There is a lot of Dave Ramsey philosophy in this book. I had already gone through his financial series, so I felt it was a bit of a repeat for me.

I've given a three-star rating because I think "Live. Save. Spend. Repeat." can actually help people. I, as a single 21-year-old with no kids or credit card debt, just wasn't the target audience. I did learn some helpful tips for the future, though!

Live Save Spend Repeat was such an inspiring book fur us women. There were so man things I needed to know and learn and she taught me, and I am putting them into practice. I knew right away that this was the book for me when I saw "most of my life revolved around making money and spending it with no real idea of how much I had or how large a check I was going to write......" wow how true that is for may people and she gives hope and I believe even if you aren't struggling to stay alive day to day there are still things to learn here so...enjoy.

This was a great practical real life approach to saving money. There are a lot of great tips and tricks for saving and how to save. I would recommend this to someone trying to get a handle on their financial situation.

As the mom in a family of 6 on a very tight and small budget this book really just wasn't for me. I didn't learn anything new or find anything of value for my life in this book.

Here is what I will say about it. It is well written and does contain a lot of really good information for people who are not extremely frugal. I was probably the wrong person to read and review this book.

I haven't made it a secret that Billy and I have struggled financially over the past couple of years. When the coal mines where he worked was sold and the owners demanded a new contract, he was laid off and we lived on unemployment and odd jobs until he was called back to work. He took a cut in both pay and benefits when he returned. While he was laid-off, he was required to apply for jobs in order to receive unemployment. We were surprised when he was given an interview and eventually offered a position in South Carolina. We decided (after a lot of prayer and soul-searching) that with all the uncertainty in the mining industry, moving to a new place with a new company was the best thing for us. So, we packed up our kids and all of our stuff, and bought a new house eight hours away from all we've ever known. It's been nearly a year since we moved, and it's starting to feel like we're getting our feet back under us. Losing a job and moving can take a real toll on finances, but I think we're finally starting to make progress.

We paid off Billy's credit card and student loans not long after we got married. We do have a car payment and a house payment, but we have both agreed not to buy things that we can't afford right now, so we don't have a credit card for personal spending. Obviously, there are a lot of things that we want that we just can't get! So we've decided to do what it takes to pay off our existing loans, so that we can live freely the life that we want. As Dave Ramsey says, "Your greatest wealth-building tool is your income." But, of course, if your income is going out the door to banks, loan companies and credit cards, you don't have much to work with.



I've been reading every financial book, blog post and article I can get my hands on to help us figure out the best way to get where we want. I have loved so many of the things I've read, and I have my own mini Dave Ramsey library. When I saw Live, Save, Spend, Repeat by Kim Anderson, I was intrigued. I honestly assumed it would be like every other financial book out there--do without things for a little while and eventually you'll be able to have all the good stuff. That's a really great plan and I know without a doubt that it works. But if I focus on putting every extra cent I have into getting out of debt, building an emergency fund and saving for retirement, I'm going to miss some really good years with my kids. I don't want to spend their entire childhoods scrimping and saving for a better future after they're gone. But, at the same time, I really do want to live a debt-free life and have plenty of money saved for our future.

In some ways Kim does give the same advice that most other financial gurus give--spending less, saving more, etc. But I felt like she really got it. She got how hard it is to give things up now in order to have them later. So she made a plan. In case you don't know, I am a list-making, routine-following, schedule maker. Kim breaks down budgeting, saving and spending differently than I've ever seen. While she does advocate that paying off all debt is the most important, she also shows you how to make a plan to get the things you want, to have the life you dream of. Honestly, I have needed to make a budget for so long, and it only took one chapter of Live, Save, Spend, Repeat and I actually made one! She made it seem so easy, and showed me that it's the key to reaching my future goals.

My favorite part of Kim's book by far are the Momentum Milestones. My little planning heart loves the idea of writing down specific milestones that I want to reach in the next one, three, five and ten years. For some reason having those things written down on paper makes them seem so much more achievable. Sometimes it's hard to thing of depriving myself of something that I really want--not need, just want. Even something silly like a some new pens and paper. (I'm a bit obsessed.) But if I have a goal written down that I hope to achieve in a year, I can seriously ask myself, "Is spending $7.00 on these office supplies as important to me as paying off my vehicle?" Of course not! I know, $7.00 is not a lot, but all the $7.00 and $4.00 and $8.00 little things can really add up and derail a plan. Added together, they can make a difference in my financial future. But, also, when I have a serious budget, I can make room in it for some little splurges for myself sometimes, whether it's new pens, a new book, some fabric (my other obsession) or even just a cup of fancy coffee.

The Momentum Milestones aren't just financial, though. Kim shows you how to set milestones for every area of your life, and gives solid advice for reaching them. I love it! She talks about her board that she made for herself with all of her Momentum Milestones on it, and I plan to make one for myself! I'm excited at the prospect of having something tangible to look at to help me realize my dreams and goals.

I've been dipping my toes into this whole "get out of debt" thing for a while, now. It's a daunting task, and a little bit scary. But I feel like Live, Save, Spend, Repeat has given me the motivation I needed to really do it. I'm excited and I'm ready to put Kim Anderson's plan and advice to work to get out of the "work, spend, worry" cycle, and live the life I dream of!

Anyone have any ideas or advice for getting out of debt? I'd really love to hear them! Leave me a comment below! You can find Kim Anderson at her blog Thrifty Little Mom for more tips about saving money!



I received an advance copy of this book from the publisher in exchange for this review. All opinions are my own and a favorable review was not required. This post contains affiliate links.

This book offered some tips on how to break the cycle of living beyond your means. It has a plan for savings no matter your financial status.