#NetGalley

This book demystifies the complex subject which is the credit score. The book contains a simple and clear explanation for each factor used to calculate the credit score such as the payment story and others. I recommend this book to everyone in particular to young students who are new to the credit universe.

This book should be mandatory reading for anybody graduating high school. It teaches you how to understand credit, your credit score and the impact of numerous problem you can encounter in the world of credit.
Having read a lot about credit, particularly in terms of credit cards, the impact of these and their issues, I thought myself reasonable well-founded in the subject.
But boy, I was wrong. This book demonstrated to me that I had a lot to learn and there are numerous things I can do for myself to improve my credit, fix current and potential problems and what to avoid in the future. It has sections on credit cards, mortgages, school loans, identity theft and much more. It is jam-packed with knowledge and it provides you with lots of actionable advice.
This book is a relatively quick read, but it isn't short on quality.

whether you are buying a house, a car, applying for a credit card or even renting an instrument for your kid to participate in band, your credit score is the number pulled to determine which door is opens. This is a comprehensive and accessible explanation and guidebook to understanding your credit score.