I thought this book had some great tips. I know it gave me a lot to think about - now and in the future. I will keep this a nice reference book.

I have always been a fan of the lifestyle website, Refinery 29, and its Money Diary series, which follows women ranging from their early 20s to late 30s working at different levels in different career industries. Each anonymous diary breaks down what each woman spends on a daily basis for a week and what they spend it on in addition to their salaries, rent, debt, and monthly expenses.

In this book, there are brand new diaries which features follow up interviews with the diarist and professional advice from a financial advisor..Depending on where you are at in your financial portfolio, some of the advice is elementary, but either way, it is very informative.

These diaries serve as transparency to see what someone in a similar position you is making. It is natural to feel jealousy and judgmental after reading some of the diaries, but they should be read as inspiration, to force you to be honest about your spending habits and your financial situation. And it's also fun to be a voyeur and see how other people live.

I received this book from the publisher in exchange for a review.

It is undeniable that money has changed in the last few decades. Our salaries, our investments, our bank accounts all look different from the baby boomer generation. I think this book is a great read for the younger population because it shows what we’re all spending our money on. It’s a view into the dirty secrets of other hard-working women. You can read other personal finance books that will tell you to be a spendthrift, save for a house, and never spend money on restaurants. This book says otherwise because we’re all different and want different things. The book reveals how some women need to invest in FSAs or other insurance plans while others can put more money into puppy expenses. As a devout reader of the Money Diaries, this book is an analysis and a review of some of the diaries that are relatable to those struggling to figure out what to do with your money when you’re an outlier. Also, while other books are yelling at you this book is relatively easy to digest – even the tough discussions like keeping separate bank accounts from your significant others.

I really love the Money Diaries series from Refinery29, but the book doesn't carry throughout it the same "fun" vibe. Granted, it's also a lot more fun to get into debt than it is to get out of debt. The book can feel a little dense, although it's good information if you've never been exposed to it or maybe need an example of how to implement the tips/sometimes basic common sense into your own life. This is not the book to crack open and expect to get through on a lazy afternoon. Pace yourself with this one and be ready to face some hard truths.

The advice regarding getting out of debt/starting an emergency account is also limited if you don't indulge in $5 coffee drinks on the daily or if you are already economizing. In summary, nothing in the book is groundbreaking, but it's solid information, presented in a relatively easy to digest manner. You also get more in-depth Money Diaries and follow-up interviews.

I was really excited for the opportunity to get early (and complimentary) access to this title from NetGalley. A little background: The original Money Diaries series online give you a glimpse (usually a week) into another's spending habits. You get the basic information about the person, including age, occupation, salary, and reoccurring charges/financial obligations (everything from Netflix to student loans). This book by Lindsey Stanberry builds on this concept and also gives tips on building an emergency fund, paying off current debts, and starting/maintaining retirement accounts. The book also explains simple lifestyle changes and the money you can save by implementing them.

I don’t think I’m the target audience for this book. This book is best for unmarried, childless, 20-somethings. It was interesting to read and had some good tips, but it wasn’t very useful for me.

I'm a little older than your target reader, but I loved the book. I know it will be a huge help to any individual living and working today. Lots of great advice. While it had so much to take in, anyone can take small steps to get financially secure.

Thanks to author,publisher and Netgalley for the chance to read this book. While I got the book for free,it had no bearing on the rating I gave it.