This was a good, quick financial read told in the form of a parable. I wasn't sure I'd like to read about finances through a fictional story, but I ended up enjoying the format!

Zoey is a young career professional who constantly feels broke... which feels familiar to me and I'm sure many others in my generation. Frustrated by never having money for what she wants, her boss advises her to speak to Henry, a local barista. Through their new friendship, he reveals his “Three Secrets to Financial Freedom,” which are: 1. pay yourself first, 2. make it automatic, and 3. live rich now.

This book had good, solid advice with graphs and charts to demonstrate various things such as compound interest. Though it wasn't necessarily anything new to me, it was presented in an interesting way and was motivating and inspiring (which is what I generally look for in a finance book).

All in all, I liked it. It offered some basic advice for beginners, and some that I'll take to heart and use myself. Some of the topics, like investing, will need to be explored further than what the book offered, but it got me thinking, which I appreciated.

This little but powerful book is full of great tips and advice about money. It's perfect for new graduates (seriously, get this book for anyone graduating high school or college this year) or anyone who may not be able to see the bigger picture when it comes to their finances. Written as a fun and smart parable about a 27 year old named Zoe who lives paycheck to paycheck and can't fathom how she can do more with her money, the book conveys important messages in a relatable way that anyone can understand. Most people aren't taught about finances in school or home, and all over the internet are articles about "broke millennials". This book shows you how budgets don't work, but small changes in daily habits do. Giving up small things today can yield big things over time, and this book shows you exactly how to do it. Most of us don't know what life will look in 10, 20, or 30 years. This book reminds us that "If you don’t know where you’re headed, you might not like where you end up."

This was kind of a cool read. Real time personal financial information delivered via characters and situations in a novel.

Some interesting tidbits, but nothing i really haven't heard or seen before.

Good, not great.

Loved this book! It’s unlike any traditional money books as it tells a great story that we all can learn from! Mr. Bach wrote an outstanding book that I’ve even convinced my wife to read (normally she only reads about half baked creatures that turn into vampires and wolves!) For her to read a finance book and actually talk to me about it is amazing!

An enjoyable quick read with some very important messages on personal finance written in the easy to read style of The Wealthy Barber book but updated to a barista. However, the book is so full of fluff that it is missing some of the critical information people would need if they now want to begin implementing the suggestions. The Latte Factor may get someone interested in their personal finances but then they would need to find additional resources in order to get started seriously. I have read, enjoyed, and benefited from almost all of David Bach's books but this one was not my favorite.

The Latte Factor is quite possibly the best finanybook I have ever read. It is 10% about financial principles and 90% about vulnerability! That’s where real change starts to happen!

Good read- nice way of getting the power of compounding across without burdening us with the heavy financial “stuff” behind the power of compounding. Also was a nice straightforward way of showing the importance of paying yourself first before whatever your “latte” is. I will have my 24 yr old son read because I want him to “”get it”.

It was an easy, quick read with a lot of good advice. It shows how easy saving for your future can be.

I was inspired to read this book after watching a CNBC short video with David Bach on YouTube (https://youtu.be/Z-m-XZTA7a4). The Latte Factor is an incredible look at saving and compound interest. I’ve put some of its concept to the test and, admittedly, I’ve saved more without totally committing to saving and changing my lifestyle. So, I can personally vouch for this concept.

The video was a precursor to the book, which I got early through NetGalley. (Thank you!) This book fleshed out and developed the short video into realistic practice through the guise of a novel. This narrative about a 20-something professional in mid-level management will appeal to most readers of this book. It’s target audience is clear and I fit the model, a 20-something worker who could use a few tips to building wealth. If you also fit this model, then this book is perfect for you.

This book was NOT a business book, it was a realistic view into how to build financial independence. It was an excellent read and very quick (I did it in a day and a half). I would recommend this to people interested in financial changes in their lives.

Yes:
20’s-30’s
New professional workers or those about to be
New to wealth management

No:
Knowledgeable investors
Financially literate professionals