Member Reviews
I thought that this was an interesting book. A ton of these I knew, or had seen in an article before, but there were a bunch that I didn't know. It was easy to read and understand and would be a good recommendation for someone looking for a few different ways to save money.
Money Hacks is. probably a good gift for. sending a. kid off to college, but it's nothing new to most adults.
Thank you to NetGalley for the ARC for an honest review.
This surprised me. I found it so relatable in great ways to incorporate saving money and spending less. It's not the boring hum drum financial talk I can't stand to read. It's real straight to the point talk that kept me interested and gave me tips that I easlily ( and gradually) use.
Thank you Netgalley!
This is an excellent intro into Personal Finance, and some fun and creative ways to make saving money and paying off debt less terrible.
I'm embarrassed to admit that thanks to spending a lot of time at home during the lockdown and post-lockdown periods, I've been indulging myself with buying a lot of things over the internet. The good part is that I use/used most of them, so the purchases were not completely in vain, however, could I have gone without two more new dresses, a pair of heels that I didn't even get to wear this summer and a chashmere sweater? Quite possibly.
So, here I was, browsing NetGalley, when I saw this book which is supposed to provide useful tips and tricks (hacks) to save money. I'm a simple girl, I see a book which might in any way enrich me, I click.
Money Hacks started out good, too. The first part had a lot of useful things one might try in order to limit mindless purchases and splurging. Throughout the book a few things cropped up which I might actually consider doing, such as shopping in reverse to everyone else, because it will be less seductive since the products in the store are arranged as to be seen from the perspective of a right-handed person shopping. I don't know if this is a thing in Europe, but I plan to check. I also started to consider the feature which some cards offer (I have the possibility on one of my cards, too) to round up all your payments and put this small amount into a piggybank/vault in your banking app.
So much for the pros, though.
As a European, I felt this book was not written for me, at all. 80% of everything past the first part was so American and unachievable that I completely lost interest. If you're American, this is absolutely a great book for you! For the rest of the world (and in all honesty, there are billions of us), these money hacks make no sense and have no use: from student debt, past American tax systems, car deals, writing wills and making investments, to claiming retirment funds and the 401(k), or whatever it was, system, and so on, and so on. It was completely alien to me.
P.S. While it is a money hack indeed, I don't completely approve of the message that the author is trying to push when it comes to discounts and bank fees and the likes. Her idea is "You should always try to get free stuff from any establishment/institution". This kind of I-demand-free-stuff attitude is not only annoying, but honestly very selfish. Many companies/banks etc., when calculating losses, largely thanks to too many discounts and goodwill toward their customers, don't think "We should make some new strategy for more profits", they think "How many jobs can we cut, so that we can make up for our losses with these salaries we won't be paying?". So, don't assume that by getting a discount or bullying some poor clerk into removing your monthly card fee you're outsmarting the company. You're indirectly costing people their jobs, 20 dollars at a time, because, yeah, you'll do it once, but so will 10 thousand other customers.
Love this idea but felt like an extremely long blog post and pretty limited in information. There are much better resources out there.
"Money Hacks" gives some interesting tips on how to manage your money, but in some parts, it was a little repetitive and most of the suggestions were rather obvious.
This is a treasure trove of hacks to save money!! As the title says, it has over 275 tips (there are 280 in this review copy). Each half to one page hack has a basic description of the hack with tips and examples on how to implement it. All these useful hacks are spread across six sections as below:
Curb Mindless Spending
Be a Savvy Saver
Get Debt-free
Make More Money
Plan for the Future
Protect Your Money
While many of these hacks are common sense, each of them will help save money (if they are applicable to you). Some hacks are simple – like checking your bank account regularly, others are cool – like making a wish list of those items you want (not need), and apply the 10/10 rule to it when actually shopping (wait 10 minutes; are you still thinking about it and unsure? if item < $10, get it; else put it back!), while still others give an overview of estate planning or talk about insurance plans.
As for me, we use many of these hacks already while a few others don’t really apply to us for various reasons. But I would still recommend this book; since no matter who you are — the beginner or an adept budgeter and saver already — this book has something for you. It is easy to read and understand, and most importantly a basic yet very useful guide. It would make a fantastic book to gift to those beginner budgeters and savers — kids off to college, to their first job, young families starting out, and the like.
IN SUMMARY
Yes!! Recommended… Everyone can get something out of it.
Thank you to NetGalley and the publishers for providing me a free copy of this book in exchange of an honest review.
This book has some very nice tips and informations about how to save money. There are 280 hacks total. The book is organized and fun to read. I received a free digital copy of this book from NetGalley in exchange for my honest review
I loved this book! It was so relatable for anyone that struggles with overspending and not saving! Yes, there was a lot of information that I had heard before, but the author's writing style made it seem new somehow.
Some nice tips, good for those who haven't binged other basic finance (personal) books. Tips explained - basic idea of it. Not overly done or confusing.
This book a great little resource to have all the little hacks you are trying to remember in place! If you have been interested in how to stretch your paycheck or a side hustle you could pick up, grab this book. This would be a great book to give to kids going off to college. Even starting their first job. The author does touch on Dave Ramsey, who has a huge community, but gives more than just the same advice. I also picked up a few new hacks myself.
When I picked up this book I was so scared that I would find myself 😂and did I. It is so easy to read,understand and it's in a tone that makes it feel like I was talking to a friend about money . Most of the tips and tricks I had heard before but it felt great hearing then again. I do recommend it because it has actually good tips that can help one save money and be more financial savvy. When I started it , I couldn't help but nod and scream THAT'S ME! I recommend this book to everyone
This book is a quick reference guide full of smart, easy, and logical steps one can follow to take control of their financial situation.
Not all of the steps will be applicable by everyone and none are get-rich-quick schemes, but every penny saved is a penny earned and that is what Rowan will help you manage.
With easy to understand language and references for further understanding/research, everyone can walk away with at least a few ideas and suggestions on how to better deal with their money.
Thank you to NetGalley and Adams Media for the early read!
This book of tips on saving money, making money, working to become debt-free, and financial talks with partners was super helpful. A lot of the advice was pretty familiar but it did have some interesting tips I hadn't heard before. Would highly recommend, as it isn't a long read.
This book has many good tips and suggestions to help you save and manage money, with several things to consider that you might not have previously thought about. If you’ve read any personal finance books, a lot of these suggestions will not be new and will be things that you already know. However there may be a few things that are new to you that can help you on your financial journey. For the most part I already knew most of the suggestions in this book, but I still walked away learning something new. If you are struggling with trying to improve your financial situation, definitely check this book out. There are several money hacks in this book that will help to make your financial decision making more educated.
I received a free copy of this book from netgalley and exchange for review.
Money Hacks is a tutorial and tips guide to saving, budgeting, using, and getting the most out of readers' money. Due out 22nd Sept. from Simon & Schuster on their Adams Media imprint, it's 256 pages (print version) and will be available in paperback, audio, and ebook formats.
This is a solid book full of simple tips covering a very broad range of subjects. Taken together, there is something for everyone, from beginning to adept savers. The tips are arranged roughly thematically: curb mindless spending (LOTS of tips for me in this chapter - I'm a magpie), be a savvy saver, get debt-free (still working on this one), make more money, plan for the future, and protect your money.
Each of the tips/hacks covers one page, with a description, information, and allied bullet point extensions of the basic tenet. They run the gamut from VERY simple and common sense (check your bank balance daily and know how much is in your account, never send sensitive financial information from public computers or insecure networks) to more complex information about financial and estate planning (only the highlights and very general info - regarding trusts, wills, preparing carefully before loaning money).
This is not a graphic laden or highly illustrated manual. The layout is easy to read and the language is accessible and understandable for a layman. It's good at what it does and the advice seems to be quite sound and currently factual.
Four stars. Basic but useful.
Disclosure: I received an ARC at no cost from the author/publisher for review purposes.
I received an advance reader copy of this book to read in exchange for an honest review via netgalley and the publishers.
Money hacks has so many fantastic money saving ideas within its pages with fantastic guidance of how to implement them into your life and spending.
I've always been good at controlling and budgeting my money but I did pick up a few new ideas when reading this book although I did find quite a few ideas that I have already implemented throughout my life regarding my finances myself.
This would make a fantastic book for anyone looking to budget better, understand their spending or that has no self control of spending.
This has financial advice and hacks for everyone. I enjoyed how it got straight to the point on each hack and went straight to the next one. There are over 200 hacks. Easy simple ones such as waiting to spend money, so you don’t make impulse purchases. And other long term goals such as ways to improve your investments or saving for retirement.
Money Hacks is a book I requested from NetGalley hoping to pick up some good tips. Did I learn anything useful? Not really; however, I need to qualify that statement by saying I have never been someone who spends beyond my means, and I implement some of the suggested ideas already, under my own initiative. While it may not have had anything to offer me personally, I would still give this book 4 stars, because, if you are someone who struggles to limit spending or has difficulty managing money, this book provides a number of reasonable suggestions, all of which are succinctly explained and easy to follow, so I am sure it would benefit others out there. For none US-based readers, some of the items discussed, especially in later sections, may not be relevant, but it would still be worth reading for the more general tips.