Back in 2004 when I attended Institute for Integrative Nutrition, I had no clarity or vision for myself as a business owner, or even simply being self-employed. I had only been in the workforce for about six years, but my then 24-year old self was already feeling my soul being sucked out of me. I had big ideas and nowhere to plant them. I was bored and broken to tears most days, having been forced to let go of my photography career in pursuit of the middle class aspiration of getting a “good job”, one that I would loyally put 30 years into and be rewarded with health insurance, paid time off, and a pension when I retired.

I didn’t need to like the work I was doing, the people I worked with, or my employers. I was simply there to fulfill the job requirements and collect a check. That paycheck, along with job security, was supposed to be enough motivation to keep up and keep going. But it wasn’t. It doesn’t matter how much or how little I’ve made, I was not thriving in this model. I’ve had all kinds of work experiences from office administration to customer service to food and farming. While I’m grateful for those experiences, they never nourished me to the level that being in control of my time and choosing which projects I wanted to work on did.

I’ve been working towards sustainable self-employment for over fifteen years, toggling back and forth between cash jobs and promoting my own offers. While I enjoy an enviable level of time freedom, consistent and abundant cash flow continues to elude me. I’ve read countless books about mindset and money, taken courses, and masterminded with friends and colleagues who share my aspirations.

But I didn’t know that I needed to constantly surround myself with women who looked like me that were at the level I was trying to get to. I didn’t know that delegating work I wasn’t particularly good at or interested in would free up my time and mental space to focus on the work that really mattered to me. I thought I had to wait until I could afford it, and I wasted so much time and energy in the process.

I also didn’t know how to charge enough to pay myself a living wage, because all I was hearing was that I needed to charge at a level where the most people could afford to pay me instead of working with a small, dedicated few at a higher level. Even when I would tell prospects that it costs me the same to host a free workshop as it does to host a paid one, I was still undercharging. Even when I was showing up impatient and angry with clients for wasting my time with bs, not doing any of the work to get the results they claimed they wanted, I was still undercharging.

When one of my best sisterfriends introduced me to Rachel Rodgers years ago, I had no idea that a million dollar business was even possible for me. I couldn’t imagine telling someone that I charge five and ten thousand dollars to work with me. My nervous system is going into overdrive now just thinking about it. It’s not about how I perceive my worth or value. I’m really good at what I do and I get my clients results. It’s the idea that I could show up as myself and have that kind of money coming to me every month in less hours a week that I would have given any “good job” that’s out there, without the microaggressions, without being overworked, undervalued, underappreciated, and underpaid, without having to dim my light or play small, that is mindblowing to me.

I’m still not at the level where I am charging this amount of money, but I’m recalibrating and reimagining what’s possible for my life. What I love about Rachel Rodgers and her manifesto that We Should All Be Millionaires is that it’s not about the money. You don’t need to have a million dollars in the bank to have a rich life. Actually, you shouldn’t have that amount of money in the bank just sitting there because money is energy. It should always be working and growing. We Should All Be Millionaires is about cultivating a life of abundance that you can pay forward (no pun intended) by creating opportunities for yourself and others. It’s about recognizing and playing to your strengths. It’s about having the time, space, and cashflow to support yourself and your family, and give back to the community.

I know that a lot of people, especially women, are going to read this book and miss the message, or see the title and not read it because they are stuck in a story about what they deserve or who they think they aren’t. They are going to think this is about budgeting and investing and be disappointed. They will continue to make broke ass decisions instead of million dollar decisions. They are not going to make money and impact in their lives and in the lives of others.

But for those that do read it, I hope it inspires them to play a bigger game, to go out and build community with like minds that will help them reach their goals and create a ripple effect. Because we should all be millionaires.

I own quite a few money books. Guess how many of them I've read? 1. 2 now with this one. This is the book I needed. I love how it is laid out. I love the topic. I love the perspective. I love that it is heavily researched and there are SOURCES! Yes!!!!! Every woman should read this book. It spoke to me just the way I needed as a female entrepreneur. I never felt I was being talked down to. I felt empowered and honestly enraged at some of the statistics. Every woman needs to read this book. We should all be millionaires.

As the book says, we all have the ingredients to be millionaires, we just need a different recipe. Great concept in this book, with a lot of motivation that inspired me. But this book isn’t just for anyone and everyone. Although she wants women to get to the point they don’t have to sacrifice life for money, or vice versa, the steps in this book clearly do the opposite. Lots and lots of work involved, and some things that simply won't work for many of us (i.e. hire a personal assistant). However, it was a great book with great tips and high inspiration. I enjoyed her sharing personal stories and do recommend the book.

This book is geared towards women who are new to the realms of investing and personal finance. While there's some solid advice, it's mostly personal anecdotes sprinkled with a little money guidance. I'm glad she ended up with a million dollars, but I can't say I left feeling like this book is going to help me get further along in my own wealth journey.

Rachel is a powerful voice for women at all stages and from all corners - you absolutely can be a millionaire. I have amassed a HUGE amount of notes scribbled whilst reading this book - every page is packed full of value with a good mix of stories and no BS guidance. This isn’t a book about cutting out the lattes. This is a book which empowers you to make choices which put you first and enable you to shoot for the life you deserve. Feel so motivated and will be exploring Rachel’s membership now - she’s a huge inspiration and I want some more of her!

We Should All Be Millionaires is AUDACIOUS, ENLIGHTENING, UPLIFTING but most importantly it is OUR LEGACY!

Rachel Rodgers has given all of us a gift of COMMUNITY, VISUALIZATION, and BADASSERY, that ensures that we all understand the only way to move our collective consciouses forward is to know that the world will be a better place with more female MILLIONAIRES!

Rachel Rodgers takes us on a journey demystifying at every turn what millionaire status looks like in the country for men and more importantly for women. Do you have to be a financial mastermind? No. Do you have to be an outstanding personnel manager and have an unforgettable brand? No. All you need is the understanding that your ability to become a financial success with millionaire status first begins with dispelling the notion of that little negative voice speaking in your ear saying 'there is no way for little ole' me to become a millionaire because I am not X, Y or Z'!

Becoming a female millionaire is more possible today than it has ever been in the past simply because women are fed up with being told what they can and cannot achieve because they/we are women. WHAT UTTER NONSENSE!

Now is the time to stretch your wings and become a MILLIONAIRE and if someone asks you "Why Did You Decide To Become A Millionaire?"...tell 'em..... BECAUSE RACHEL RODGERS SAID I SHOULD!!! NUFF SAID!

We Should All Be Millionaires, A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power, Rachel Rodgers

Review from Jeannie Zelos book reviews

Genre: Nonfiction (Adult), Business & Investing, Self Help.

Well, Rachel's enthusiasm really shines through here. I wouldn't call it a book about investing though, its more a self help, self confidence, make more money read.

The main part of the book, maybe 70% or so, focuses on people who've made money, not advice on how to do it. That's fine, it was really empowering reading about people who have succeeded, despite so often being in the minority groups.
I so agree when she says right from the start money and making it is always seen to be the province of males, especially white males. I'd go further, here in UK its not just white males, but those from the right background, who went to the right schools.
When we're told from very young that a route to a certain career, ambition, whatever isn't for us it knocks our confidence, makes us think that person is right. What we should be doing is encouraging all kids to be their best, to have ambition, to succeed at whatever they want to do. If that's be a factory worker, a cleaner, a shop assistant, that's fine. They're valuable jobs, ones I and my family have done at periods in our lives. If the want to be a barrister though, want to fun a fashion empire, have a string of rental properties, that should be explored too, not discouraged. The difference is in choosing that work, or being trapped in a job one dislikes, wanting more out of life, more money, but feeling that money and ambition is only for others. Rachel's book is very motivational that way, with stories of people who have succeeded.
Oddly I'd only recently read the story of Sarah Breedlove, daughter of slaves in late 1800s, who became a very wealthy woman back in the early 1900s, under her married name of Madame CJ Walker. Its a fascinating example, and well worth reading her story. https://www.biography.com/news/madam-cj-walker-invent-hair-care-products

I love the positivity here, the enthusiasm, the stories of real people who have made it, who've taken her $10,000 in ten days challenge and succeeded, vastly so in some cases. However...looking at my own situation – I would LOVE to make that kind of money. I have the enthusiasm for it, but practicalities: I don't have stuff in the attic to sell, I don't have strong skills I can sell, I am an artist but at a very low level, if I sold every item I've made over the past year in the ten days it wouldn't amount to that. I could offer ( if it wasn't for Covid) some one to one art lessons, but that's not going to bring in the $10,000 even if I did it 24 hours a day.....so where do people like me, the vast majority of us I expect, fit it? I'm not criticising the book, just being practical. How do people like me make that kind of money?
Despite loving this book for its message of positivity and grand ambitions I still can't see how it applies to many of the people who will be reading it.
If enthusiasm and ambition were all that was needed many of us would have been millionaires many years ago. I'm glad it worked for Rachel, I'm glad its worked for so many others, but for those of us who it doesn't fit, don't feel a failure. Some things just don't work for all, there is still much to be gained from this read as a self help, motivational book.

Stars: Three, as a motivational book its five stars, superb, as a guide to becoming a millionaire – well, I don't think it works for the vast majority of folk reading it.

ARC supplied by Netgalley and publishers

I wanted this to be a kick-ass book about women taking charge of their financial futures. Unfortunately, there were so many platitudes, contradictions, and overly long stories that nothing actually got said. This book is definitely geared at the college set, with titles and phrases like "Broke Ass Thought" and "Bish, you lying." As a woman who just turned 30, I couldn't relate.

If you are looking to boost motivation and self-esteem, that's the book to start off. So many stories and positive vibes that will give you the opportunity to look at your strengths and abilities from a different angel. Believing in yourself makes a massive difference in how we lead our lives.

Women deserve the economic power and equality that comes with wealth, and we all have it in us to be millionaires. We Should All Be Millionaires details a realistic, achievable, step-by-step path to become a millionaire within the next three years. Thank you to NetGalley for allowing me to read this book. I highly recommend reading this book.

This book was received as an ARC from HarperCollins Leadership in exchange for an honest review. Opinions and thoughts expressed in this review are completely my own.

I absolutely loved the message this book carried out from beginning to end. We all can be millionaires but we have to work at it and start out struggling in order to learn what it takes to truly value money. I also loved how Rachel broke down in a mindset chart of a "broke ass mind" and a "millionaire mind" and I notice while reading the millionaire side, all of them were positive and optimistic despite what issues are surrounding and no matter what, they will not lose it. EVERYONE should read this book even if they are happy with their lives to not only better themselves but pay it forward and share it with those who are struggling and make the world a better place. I know I will be getting a copy not only for our library but for myself as well.

We will consider adding this title to our Self Help collection at our library. That is why we give this book 5 stars.

Author Rodger shows it clearly what holdsback women from being successful and financially independent. She shows how you can change your thinking with positive thoughts.

I was approved for a review copy of this one and started reading it the same day. I’m a huge personal finance nerd, and I am always looking for interesting information/advice about growing personal wealth (I have *lofty* goals of buying an affordable house and retiring one day, haha). This book was not at all what I expected.

This book makes some very bold claims. It advertises to each you to “build serious wealth, increase your income significantly within one year, get on the path to becoming a millionaire within three years, and stop getting in your own way.” I would argue that it does achieve its goals, but not in the way I expected.

Before diving into how to become a millionaire, Rodgers shares her own story and helps us understand the barriers our own lives and society has placed in our way to building wealth. Women especially are taught to save small and not spend, because we are naturally over spenders. Rodgers calls BS and shows us that we are constantly undervalued and thus undervalue ourselves.

Each chapter has hypotheticals or stories of real women and a section that compares “Broke Ass Decisions” and “Million Dollar Decisions,” mindsets, boundaries, etc.

There really aren’t any concrete “money” things until about 70-80% through the book, but rather, it’s about educating yourself on this history of financial oppression towards women, black folx, lgbtq+ peeps, and why/how these systems cause us to doubt ourselves. There are concrete steps about thinking about skills/ways to make money, but nothing super specific, as each person is different and will have different things to bring to the table.

If you’re looking for a saving and investing book, this ain’t it. This book urges you to make big moves that will pay off in huge ways, not just saving and investing safely until retirement. Personally, that’s not my style, and even though there’s some great motivation in here, I honestly don’t think it’s practical for my situation. However, there are cited cases throughout the book of women in my situation who started making huge amounts of money, so don’t let my personal preferences deter you.

Money aside, this is a great motivational book and memoir. It’s really cool to see a black woman succeed and want to empower other people to chase their dreams. It’s not out until May, but Rodgers has a large online presence and support groups, so look her up and see what she’s got to say in case it might work for you.