I had high hopes for this Book on finances and investing written by a woman with the promising title of 'redefining‘ . The author makes some good points to look at geopolitical and social and historical factors -so-called macro forces- which influence the world of finance. She also argues convincingly that the classic model of 60/40 is outdated. the author introduces and explains a new model of endowment investing, the REALM model which is a multi-asset model . However, her writing lacked engagement and I had to force myself to finish this book.

As a volunteer in some financial literacy programs, I was really interested in this title. This book is not about financial literacy. It is a sales pitch for the author's way of investing. It's tedious to read. There's some good information but there are better resources. I wouldn't recommend it to anyone but her clients.