This covered a lot so I'll admit I didn't read every single word/section. As someone who is not a financial expert I wanted something simple enough that I could actually get through it, but not so simple that I didn't actually learn anything new. This was a perfect balance of that. Great for anyone just trying to manage their money better, but not necessarily looking to take over Wall Street 😂

Well-written, with engaging scenarios and strategies. I found this book practical and quite entertaining, especially the examples. Very readable and applicable to people just starting out as well as near and post- retirement.

Have been unable to review due to illness. Review coming soon! This looks fantastic, very helpful and educational and I can't wait to read this one!

I’m a huge personal finance nerd. I am constantly trying to figure out how to make the money I have work for me. I spent almost ten years without a raise, so now that I’m starting to get caught up on my income level, I want to increase my saving and make sure that money isn’t lost to inflation.

Kotlikoff is an economist, which gives this book an edge of many personal finance books. Through an economic lens, he shares what many of us are doing wrong with our finances, and how we can get the most out of it no matter where we are starting from. Thirty years from retirement? Great, he’s got some great tips to help ensure you get everything that’s coming to you at retirement and how to plan smartly for it. Retiring in five years? It’s not too late. There are things we all can do, and as he reminds us, starting now is better than starting next year.

There’s an extensive section on Social Security (which even SSA employees don’t understand and can often give bad advice about), one on investing, marriage, kids, etc. It’s pretty dense, but I learned things in this book that I’ve never heard in personal finance books before, and as someone with an amateur interest in economics, I appreciated the lens this book provided.

You may not find it as intriguing as I did if you’re not a finance nerd like me, but you’re very likely to learn something that will help you in the long run. It’s out now wherever you get your books.

I was looking for this book in the local library as it is a recent book on personal finance. I am glad that I picked this book, because it also started off with a mention of Maxifi, a software solution for understanding your finances and solidifying your financial future with all details of accumulation and distribution. Professor Kotlikoff has a funny way of writing about important things in life. As I am readin, I am also getting many more questions. If you are serious about retirement planning, definitely start with this book. bogleheads forum too has a good review of the software. The book will definitely take you to the next level of questions, should you choose to go with a personal finance consultant.

I absolutely loved this book! The advice and stories were sound and not patronizing, and I looked forward to every new chapter, instead of dreading it (like I do with any financial advice book)

This book gives such great advice for all stages of life. I love how practical and well written it is, and the examples are spot-on. This would make an awesome gift for a high school graduation (and the parents should also read it as they think about retirement).

I'm sure the author knows his stuff, but the book can be somewhat cumbersome to plow through for the layman. He lost me in his chapter on marrying for money...THAT is not what I would expect to see from a financial advisor.