More Life Than Money
Posted on February 9, 2023 by Jack

A good book on making sure you don’t outlive your money and estate planning. I liked this book but had a few minor quibbles with it which I will mention at the end since I don’t think they influence the quality of advice at all. The full title is More Life Than Money: How Not to Outlive Your Savings .

Since this is a bit of a mix review, I’ll start with what I liked.

Planning for retirement is difficult, there are so many uncertainties. You don’t know how long you will live and therefore how long your savings need to last. You don’t know how healthy you will be. Then there is the issue of uncertainty of how your investments will perform and how you can make the best of them.

I liked his emphasis on the uniqueness of individual planning. What is good for me might be terrible for you. Close attention to individual needs and situations is essential.

thought it a good introduction to the financial world and the major difference the right advisor can make in steering you through those uncertainties.

There were a few things that bothered me a bit. These were in the ARC and so may or may not be in the published version, And while I am talking of the ARC, I’d like to thank Netgalley for a chance to read this before publication. The book was published a few days ago,

The author does mention us he is a born-again Christian. Christianity and Jesus come up several times. I don’t think his religious beliefs really belongs in this book. Good advice is good advice no matter the religion (or lack of one) of the advisor. In my opinion, the mention of religion is not appropriate in a book on financial planning. Others could fell a bit differently.

At one point, he referred to the Federal Reserve as the loan shark to Congress. I think this type of remark is also inappropriate.

So I think this was a good book but did have a few quibbles with it. They certainly are fairly minor and I hope they do not discourage anyone from considering this book.

This is a great resource and tool for everyone. Saccaro explains the nitty-gritty of what people actually need to know so they can enjoy their retirement while avoiding the major mistakes that steal joy from so many people. This book is comprehensible, thorough, and is written in a very friendly tone. It is clear that Saccaro truly cares about his work and every single client who has entrusted their financial future with him. This is a great resource for both beginners as well as those who have done some reading on finance, as Saccaro addresses potential pitfalls that are often neglected in finance books such as Social Security and estate planning. I am confident that this book will serve as a life-changing resource for many people approaching their retirement.