Kimberly Foss's story of how she overcame obstacles on the way to becoming a successful financial advisor was fascinating to me, and I recommend reading it if you have a chance. She clearly cares about her customers and has their best interests in mind; she detailed her process for creating financial plans for them and the considerations she gives to each individual case. However, the examples she provides involve multimillion-dollar investments. This seems to lend credence to the idea that most institutions in the financial sector solely cater to the wealthy. All the moving parts and considerations of investing do offer a strong case for working with a financial counselor, but only if you have significant pockets.

Thank you to #netgalley and Kimberly Foss for this ARC for an honest review.

Wealthy by Design is red by the author. Ms. Foss is a successful investor and financial advisor. In the book, she gives her thoughts on investing and her history in the field. This book is an easy listen, and the author has a pleasant voice. She gives some basic rules that she has learned over the years about investing and how to choose a financial advisor. Some of these were helpful to me. I was actually looking for something a little more basic that would explain more about the different types of investments. Of course, her personal story was the most interesting, and clearly, she has been very successful in this business, and would make a great financial advisor. This book will appeal more to someone that is interested in becoming a financial advisor, or is seeking the best financial advisor for their personal portfolio. Thanks to Netgalley and GreenleafBook Group publishing for giving me the opportunity to listen to this book in exchange for an honest review.

Great narrator - made a potentially dry topic very engaging.



I don't know enough about this subject to comment especially intelligently. However, I found the author's story of how she formed her business very interesting. It served as a great example when she was discussing how people can best utilise their money to make it work for them in the form of investments. The basics of investing were fairly well covered here too (at least as far as I could tell) although I'd want to read a few more books on the subject before I experimented! Overall though this was an accessible primer and introduction to the subject and a surprisingly enjoyable read.

A succes story of a financial advisor/broker. She tells you to diversify your investments. Something a lot of people probably already know. Get advise from a financial advisor or read a book about finance. Its pretty ok advice. Not mindblowing.

"Wealthy By Design" by Kimberly Foss, the founder of Empyrion Wealth Management, Inc., is a must-read book for anyone seeking comprehensive guidance on money management and wealth creation. With her emphasis on finding a financial advisor who prioritizes your best interests, Foss sets the tone for a book that is powered by passion, integrity, and a genuine concern for your financial well-being.

One of the standout features of this book is Foss's insistence on creating a meticulously designed financial plan and portfolio. She emphasizes the importance of careful consideration and strategic decision-making when it comes to investments. By stressing the significance of diversification, Foss provides readers with a solid foundation for building a resilient and successful investment portfolio.

"Wealthy By Design" caters to readers of all levels of financial knowledge. Foss offers helpful resources for beginners, ensuring that even those who are just starting their financial journey can grasp the concepts and strategies discussed. Advanced investors, on the other hand, will appreciate the depth and breadth of Foss's insights, which shed light on more complex financial matters.

The author delves into several crucial topics throughout the book, including the importance of debt pay off and having reserved cash on hand to cover emergencies. She advocates for reducing spending below one's means but within necessary limits, encouraging readers to strike a balance between financial security and a comfortable lifestyle.

In her exploration of different investment avenues, Foss provides valuable information on commodities, gold, and equities. She stresses the need for individuals to understand their risk tolerance and tailor their investment decisions accordingly. By addressing the unique financial concerns of seniors, Foss demonstrates her comprehensive understanding of wealth management for all stages of life. She discusses global municipal and corporate bond funds, inflation, and portfolio protection, offering practical tips to help seniors safeguard their financial future.

Foss presents a clear roadmap for readers to follow on their journey to becoming wealthy by design. She outlines five essential steps: discovering and setting goals, planning investments, committing to the plan, assessing progress, and keeping the plan flexible. This structured approach provides readers with a framework to navigate their financial decisions with confidence and purpose.

One aspect of this book that enhances the reading experience is the narrator's British accent, which adds a pleasant and engaging tone to the content. Foss's positive and motivating message shines through, making the book not only informative but also inspiring. Her genuine desire to help readers achieve financial success is evident throughout the pages.

In conclusion, "Wealthy By Design" is an exceptional book that offers valuable insights into money management and wealth creation. It caters to readers at any stage of life who have questions about managing their finances. With its emphasis on finding a trustworthy financial advisor, meticulous planning, diversification, and practical tips for various investment scenarios, this book is an indispensable resource. I highly recommend it to anyone looking to take control of their financial future and achieve long-term prosperity.

Thank you to Netgalley and Greenleaf Audiobooks for the audiobook <i>Wealthy By Design</i>! All opinions are my own.

Narration: Kim Bretton was a fabulous narrator for this book - her liveliness and pleasant accent made this an enjoyable listen. Finance can be a dull topic, yet her enthusiasm and upbeat voice made it enjoyable.

Content: In <i>Wealthy By Design</i>, Kimberly Foss describes how she became a financial advisor and I appreciated the personal stories she shared. Her tips to build wealth were practical, and her reasoning behind them was well thought out. Foss emphasizes her duty to her clients throughout the book, and it made me want to employ her as my own personal advisor! Some of the financial history was a bit dull, but otherwise I enjoyed this book and gleaned some valuable financial advice. I appreciated that Foss shared how she has tailored her approach over time by seeking out new information and using her ethical values to guide her. Well done!