Life changing! I purchased a copy for my partner and a friend. So much financial advice is heavy on shame rather than looking at systems that prevent us from learning these skills young and tailoring them to fit our circumstances, ability and outlook. Follow the author on insta if you don’t already! What a light!

Going into this book with the correct expectations will set you up for success. This book is a tool to help you reflect on your relationship with money. It is not a finance guidebook. It had intriguing insights and practical observations and a little bit of advice but it is a great first step towards understanding your spending habits and how to set yourself up for success.

Rating: 3.5! Thank you to Netgalley for providing a digital copy in exchange for an honest review!

Thank you Netgalley for providing me a copy of this book in exchange for an honest review!

I'm so happy my friend recommended this to me. I have ADHD, & I've dealt with money shame nearly my whole life. I'm 35, & while I'm making a decent earning, I spend a lot of extra on things that aren't necessary - all to fill my dopamine brain bank. It's shameful, I feel guilty all the time, & I genuinely want help.

This book is PERFECT for someone like me! Never have I felt like someone "got it" - Ellyce understands that money is emotional, & we use it to create a sense of safety. This book is essential, relevant, & a must read if you're a millennial with money stress (let's be real, it's all of us)

Far and away the most accessible and realistic approach I've ever been given to finances. Long story short- financial health is something that doesn't come easy to me in having it "click". Fulmore's approach and voice came through in a way that it felt like I was getting advice from a friend. While I'm not running out to implement every single thing that's in this book I'm definitely feeling a lot more in control just from reading it. Any 20 and 30 something can find at least one topic to benefit from, especially with the thought and care that went in to bringing other people's voices into it. (Plus I'm not being told to eat rice and beans, or ramen noodles until I get my finances together? A miracle, truly.)

If you are interested in delving into how different aspects of identity, trauma, etc affect your personal finance behavior/situation, then this is a great book for you.

I am already aware of how my ADHD affects my finances - the advice felt more surface-level or for the newly diagnosed who might not understand impulse spending, shame, ADHD tax, etc. I was looking forward to more practical advice based on the description and marketing.

I think this is a good book for those people, as well as anyone looking to dive into the 'why's about their financial situation from an intersectional perspective. I can see how the workbook sections (mostly journaling) through the book would be helpful for people to pinpoint exactly where their feelings around money come from so they can dismantle those.

Personal finance is extremely stressful for me because I know I'm bad with money, yet I want to try to buy a home. Unlike all the other books by old white men, this is the first personal finance book that has actually seemed relevant and accessible to me. I don't want to be rich, I just want to be able to have a comfortable life! Fulmore gets that we all have different trauma and baggage, and she gets that most of her readers are likely to have student loans and/or credit card debt. I appreciated that she understood that money is emotional, and we use it to create safety. This book felt like I was safe to start letting go of my money shame. After starting this book, I looked up the author's Instagram, and it looks like she has a bunch of other tools that will help supplement this book.

I have already recommended this book to queer Millennial friends who are stressed about money. 10/10, would recommend.

Thank you to NetGalley and Hachette for this advanced reader copy.

This is more than just a personal finance book. This is personal finance meets a hint of therapy with understanding how emotions play such a role in money management and a bit of occupational therapy with figuring out systems and checks and balances to have you meet your goals and get a better grip on money. Ellyce writes this in such a way that was an easy read but really broke down a lot of basics without shame and also provided additional resources I’ve never seen in a personal finance book.

I found the writing within this to be too juvenile to enjoy or learn from. It couldn’t tell what kind of book it wanted to be either.