Finders Keepers is the third novel in The Millionaires Club Series. I enjoyed this one way more than the last book. Although they were both super slow-burns Finders Keepers was a little bit more engaging. It begins with a little mystery after Olivia comes across some money found in the walls of her aunt’s house she’s renovating dating back to circa 1929.

Locating the money must’ve been a sign from God because Olivia has a million things she could use the money for. First thing being to help change the lives of the children that attend her charter school. But before she can claim this wealth she turns the money over to the police who involve the FBI. When FBI agent Sloan Kendrick comes to question her, the instant attraction thrumming between them gives Olivia nervous butterflies. As the investigation brings the two closer, Sloan recognizes in Olivia's hesitation that she doesn't fully trust him yet… Because a romance like this is too good to be true. Olivia has already had her miracle, and lightning doesn't strike twice, does it?

The novel has a decent level of maturity, drama, realistic dialogue, and romance. At times I did find myself a bit bored with it because of the pacing. But I enjoyed the chemistry between Olivia and Sloan. He was charming and determined to win Olivia’s heart. Sloan’s drive to win Olivia over and her continuously being in defense mode made their struggle to romance feel authentic. The character development was decent aside from Olivia’s best-friend having absolutely no boundaries. Also liked how the author incorporated a few side characters like the students and the situation with Olivia’s car being stolen.

Overall, the book was meh I enjoyed some of it can’t say I 100% recommend it though. Special thanks to the author & @sourcebookscasa for my gifted e-ARC‼️

Rating: 3.5/5⭐️

This is my first read from this author. I originally picked it up because the description sounded intriguing and unique - found money hidden in a house, FBI agent & high school director seem like an unlikely pairing which always leads to the potential for a good plot. This is a slow burn romance that was a little too slow for my personal preference and since it read a little slower than I enjoy, it was also too long for my personal tastes. I did enjoy the writing style overall and will read more from this author.

I got 37% into this book - which I was really looking forward to - and decided enough was enough. I was intrigued about the hidden money but by the time I stopped reading, everything had been signed off on and she could keep the money. I wasn't sure what was going to happen next but...I didn't care what it was. Plus, there were so many random subplots going on that I couldn't tell what, exactly, the author was trying to do with the story. And the pair of them "not understanding" the attraction to each other? For crying out loud, you found each other interesting and attractive, end of story. Just hook up and decide if there's a relationship there worth pursuing. Really disappointed but not every book can be a winner.

I was so hoping for a good mystery with a bit of romance, especially after reading the blurb and the first few chapters. But sadly, no. The whole book felt like it was from the ‘50’s. Kitt made no more mention of the beginning of the book or the money and concentrated the whole book’s conflict on the interracial relationship between Sloan and Olivia like it’s 1824 instead of 2024.

It was so boring! I kept hoping that Kitt would circle back to the money and how it came to be in the walls. But when I wasn’t reading about their anxiety over the color of their skin, I was reading how she was spending the money!

I was soooo disappointed. I know Kitt can write better than this.

“Finders Keepers” by Sandra Kitt weaves a captivating tale of love, mystery, and second chances. This is the third book in the Millionaires Club series by Kitt. If you enjoy romance novels with intriguing plots and well-developed characters, these stories won't disappoint!

Meet Olivia Cameron. She is the director of a charter school who embarks on a journey to renovate the house left to her by her great-aunt. Little does she know that behind the walls lies a hidden treasure: millions of 1929 dollars. The discovery could be life-changing, but only if it's truly hers to keep.

Meet FBI agent Sloan Kendrick. He arrives to question Olivia about the mysterious windfall. Instant attraction sparks between them, but Sloan has a job to do. As their investigation unfolds, Olivia's hesitation reveals her lack of trust in him. Can they overcome their doubts and find love amidst the unexpected fortune?

I found the plot to be utterly engaging. The premise of finding hidden money within the walls of an old house immediately draws readers in. Kitt masterfully balances the suspense of the treasure hunt with the blossoming romance between Olivia and Sloan. The pacing keeps you turning pages late into the night.

Kitt crafted complex characters who readers can relate to. Olivia is a strong, independent woman who faces dilemmas beyond the monetary windfall. Her commitment to her charter school and her past heartbreaks make her relatable. Sloan, on the other hand, is a dedicated FBI agent with a soft side. Their chemistry sizzles, and their vulnerabilities add depth to their characters.

The attraction between Olivia and Sloan is palpable. Kitt builds their relationship gradually, allowing readers to root for their love to triumph over doubts and secrets. The emotional rollercoaster keeps you invested until the very end.

"Finders Keepers" explores themes of trust, second chances, and the unexpected gifts life throws our way. Olivia's skepticism about love after her past heartbreaks resonates with anyone who's been hurt. The miracle of newfound wealth challenges her beliefs, and readers will cheer for her transformation.

Kitt's vivid descriptions bring the house and its hidden treasure to life. You can almost smell the old wood and feel the excitement as Olivia uncovers the money. The historical backdrop adds richness to the story.

"Finders Keepers" is a delightful romance that combines mystery, passion, and personal growth. Kitt's storytelling prowess shines through, making this a must-read for fans of love stories with a twist. Prepare to lose yourself in the pages and discover a love worth more than money.

Thank you to NetGalley and Sourcebooks Casablanca for a temporary e-ARC in exchange for my honest review.

Overall: 3
Spice: 0

I was excited to read the next book in the series, but this didn't live up to my expectations. Unlike the others the FMC became a millionaire by chance, and we really don't talk about the money or how it can enhance her life or the life's of those around her until the end, which is kind of disappointing. This was also the first interracial relationship book which wasn't made clear for about 10 chapters. I just didn't feel the chemistry of this book.

I enjoyed this romance that begins when education administrator Olivia Cameron finds old stashed money in a house she inherits from a great aunt. I think the blurb is a bit misleading as there isn’t a big mystery about the money but it is the reason that Olivia meets FBI agent Sloan Kendrick. She has just started venturing back into the dating world after her divorce. The divorce makes her cautious, especially about dating a white man, because that was a factor in her marriage. Sloane has his own backstory as well. This is a nice basic romance. There are dinner dates, hiking, and he arranges a tour of the FBI offices for some of her students. I appreciate that they act and talk like the adults that they are.

This is the third in The Millionaires Club series. I’ve read the previous book, The Time of Your Life (Feb 2022), but they can be easily read as stand alone novels. I like Kitt’s writing style which is distinctive. The story is told from both POVs and at times there is almost shorthand in the communication between the pair. There is consent, passion and adult interactions. I’m actually surprised at the lower ratings. I think some of that can be attributed to some readers thinking they were getting a mystery because of the blurb description and Sloane being an FBI agent. I’m looking forward to the next in the series or whatever Kitt writes next.

She found a love worth more than money.

When Olivia Cameron set out to renovate the house left to her by her great-aunt, the last thing she expected to find behind the walls was millions of 1929 dollars. As the director of a charter school, to reap this much money would be life changing, so long as it's hers to keep. When FBI agent Sloan Kendrick comes to question her, the instant attraction thrumming between them gives Olivia nervous butterflies.

Sloan feels the pull between him and Olivia too, but first, he's got a job to do. As his investigation brings him and Olivia closer, Sloan recognizes in Olivia's hesitation that she doesn't fully trust him yet…

Because a romance like this is too good to be true. Olivia already had her miracle, and lightning doesn't strike twice, does it?

My Take:
This is a sweet and mature, IR romance written from romance royalty. It has some steam, but I would not classify it as steamy: think classic soap "Love in the afternoon."

The book was well written. I liked how it addressed interracial relationships and how both characters had baggage to work through. However, and this is totally on me, I had certain expectations regarding the importance of researching the source of the money based on how I read the blurb and the money ended up being little more than a MacGuffin. I was also a little frustrated in that the author set up certain scenarios to introduce points of conflict between Olivia and Sloan and then didn't really resolve them. It was like, "This has served its purpose, moving on." I haven't read the rest of the books in the series, but they only seem loosely interrelated, so I'm not sure that these scenarios will be resolved in the next book (if there is one).

Thank you NetGalley for this book.

This is my first book by this author and I thought it was going to be a hit for me but it was a little flat at times. The book had a interesting premise but it did not deliver like I thought it would. The chemistry between the two main characters was believable and at times was boring. this was a disappointing read but I will give this author another try.

This story seemed like it would be super exciting with the money mystery, the FBI agent/suspect, interracial relationship - but sincerely I was really really bored. The pacing was really off. The conversations were really uninteresting. The relationship felt forced. The money played minimal plot. It just wasn't for me.

I think this book had an intriguing premise. An FBI agent, Sloane and a high school director, Olivia who meet when the Olivia finds money hiding in secret compartment in a house she inherited whilst doing renovations. Unfortunately, the plot fizzled out hard and fast even before the 50% of the book. Despite this, I really enjoyed both both main characters and their chemistry. I wish the story had focused more on them instead of introducing so many unnecessary secondary characters and social commentary about law enforcement and race that left a lot to be desired.

The ending also felt abrupt and unsatisfying, especially with a few unresolved issues especially with the car thief and Olivia and Lynn’s friendship. I think there should’ve been an epilogue to tie every thing up.

Overall, this was a decent read. A little slow paced for my liking but I did enjoy it. I might check the first two book in the series out since I didn’t about them when I requested it and I was intrigued enough by some cameos in this book about some of those characters.

Thanks to Sourcebooks Casablanca and NetGalley for the ARC!

As a long-time reader of prolific author Sandra Kitt, I was ecstatic to be able to read her latest work, Finders Keepers. From the opening paragraphs of this story, Ms. Kitt takes readers on a breathless adventure of theft and flight. The ill-gotten gains are fettered away, and I thought the story would involve the mystery of the money! However, Ms. Kitt gently allows readers to dive into another type of treasure hunt, finding true and lasting love in an improbable place. When school director Olivia inherits a house from her great-aunt, she starts the process of renovation. The renovation uncovers a sizable amount of money, which she immediately turns over to the local authorities. Olivia’s interactions with law enforcement only reinforce her views on police response to people of color. Due to the amount of money discovered, her case is soon escalated to the local branch of the FBI and Agent Sloan Kendrick is assigned to oversee the investigation. From the moment they lock eyes, Sloan and Olivia feel a shock of recognition and connection. However, while Sloan and Olivia have some things in common, they are both divorced and hard-working professionals, they have many more differences. This is a sweet and deep slow burn romance propelled by the author’s lyrical and elegant prose. But will the issues of race, professional affiliations, misunderstandings, and fear of failure cause them to lose the treasure they have found? I really enjoyed this engaging and thoughtful story; in addition, I am curious about the couple involved in the initial narrative (how did their story unfold and why was so much of the money left unspent?).
Thank you to Sandra Kitt & NetGalley for an advanced reader copy (ARC), all opinions are my own.

*3.5

The two of them were cute but the book is just kind of boring. I thought the money would be a bigger plot point but it really only serves for the two of them to meet. I also wish there was an epilogue.

I received an arc through netgalley.

If you're a fan of slow-burn romance, you'll enjoy “Finders Keepers” by Sandra Kitt. It was a good read; however, some parts of the story could have used more development.

Thank you to NetGalley for providing me with an ARC.

Oliva finds money she wasn't expecting. She turns it over to the police to investigate. Enter FBI agent Sloan. He's initially there just to investigate the discovery. He soon discovers how much he likes Olivia . There is the matter of trust issues. Can they get past their previous issues and find a happily ever after?

Another great book in the Millionaires club! MS. Kitt draws you in from the beginning! Hrad to put down!

I really wanted to like this book but I feel the story didn’t develop well!
I did really like Oliver and Sloane but they seem extremely awkward together.

Finders Keepers is the third book of The Millionaires Club Club Book Series. I have not read the other books and this is my first book by this author. The story starts with a prologue and then begins with Olivia renovating a house that she has inherited from an aunt. The onsite workers find a secret portion of the house and call her so that she can investigate. She finds stacks of old, wet money. Although the source of the money in Olivia's inherited house is discussed during the prologue, Olivia and Sloan (her love interest) never discover this information. I would have liked to see a tie between the information in the prologue and the actual story. The entire ordeal with the money was over rather quickly and I felt like the information given in the prologue wasn't needed in order to advance the story (the way that it was written). The only purpose of the money was to introduce the two main characters. After finding the money, Olivia contacts the local police department and they eventually contact the FBI. Enter FBI agent Sloan. I did enjoy the progression of Olivia and Sloan's relationship. However, the story was slow. Their romance dealt with interracial relationships and the development of trust after divorce. I also enjoyed reading about Olivia's job as a principal and her relationships with her students in addition to the relationships that Sloan eventually formed with some of the students. However, I didn't really care for the conflict towards the end of the book or how the story ended. Olivia and Sloan's journey to love and trust was a slow burn love story that romance readers will enjoy.

A great read, the story of Olivia and Sloane, who meet when he is the FBI officer investigating after she finds a lot of money at the house she inherits. Is it love at first sight? I liked how it was told from both points of view.

DNF'ed at the 30% mark: it failed to capture my interest. The characters and storyline felt lackluster and failed to draw me in. The chemistry between the characters was lacking, and there was a noticeable absence of intrigue and suspense that would have kept me engaged in the narrative.