This book provides a blunt, sobering analysis of the current economic landscape in the United States, highlighting the convergence of factors such as human longevity, an aging population, and escalating debt and deficits. The author argues that these elements are laying the groundwork for an inevitable crisis, emphasizing the collective responsibility of individuals to insulate themselves and their families.

"Money and Morons" serves as a compelling wake-up call, addressing the lack of financial education in schools and the pervasive influence of consumerism, offering practical insights and a roadmap for those committed to achieving and preserving wealth. Regardless of one's background or age, the book presents itself as a valuable tool for individuals willing to work hard, exercise discipline in financial matters, and take proactive steps towards securing a stable future.

A wonderful book. Highly recommended. You will enjoy reading it. Written in a very engaging prose. Nowhere would you feel being stuck or bored. Pick it up if you get a chance. Thanks to the author for a review copy.

I was really interested in reading a book that talked about personal wealth and how the current economy factors into those choices. But unfortunately, this book didn’t end up being for me. I did find some of the information really interesting and appreciated that there was a lot of research cited to try to back up what the author was saying. I would have preferred the citations in the back of the book but I could see them being at the end of the chapter would be good for some. I also thought the key takeaways would be helpful if I felt confused or wanted to refer back to the info without having to completely reread.

With that said, there were some things that didn’t work for me as a reader. The first chapter felt irrelevant for the majority of it. It took until 18-20% of the entire book to get into how longer lifespans and national spending puts us into a precarious spot as individuals. Then the next 20% was spent on explaining a bit about the national debt and the GDP. Which was vital information to understand. However that meant that by 43% of the book we have yet to approach the subject of individual wealth in relation to these. That wouldn’t be a problem per se, but then I found that the subtitle to be less fitting. Even so, I still felt there was a lot of context missing and some glaring contradictions that made me wary of the data the author was sharing or his representation of the data he was sharing. Additionally, the writing is very academic in how the author refers to references which made it a bit dry. As someone who has read a lot of academic papers this didn’t bother me, but I could see it being too dry and off putting for others.

Overall, I felt like the subtitle didn’t fully encompass the entirety of the book, it could have used some edits to streamline the information and make it less academic sounding, but it did have some interesting information for me as a reader.

Thanks to the publisher and Netgalley for giving me access to an eARC of this book in exchange for an honest review.

I enjoyed the straightforward information in this book. It gave me more perspective on the current financial and other crises going on in the United States, and the world as a whole. I found the chapters quick, concise, and filled with facts and figures explained in everyday terms,
This book is a valuable source of ideas for anyone looking to ensure themselves and their families are well protected financially for the coming years.