This isn't a book by someone telling you what they THINK you should do, but written by someone who has BEEN there, and taken the steps to repair his credit. So he knows BOTH sides of the equation, and that makes him a great person to learn from. I loved how the book starts out with explaining WHAT your credit score actually IS- what counts and what doesn't, and how much they count. This is SO important to understanding what NOT to do, to keep your credit history looking good! AND what you need to do,to get excellent credit (here's a hint, it's NOT getting all the credit cards they throw at you when you're in college).

You can really learn a LOT, that I can guarantee you, you were never taught, as using credit was never something that was covered. But it's small changes that can make a huge difference, even years down the line, when you want to buy a house! This is a small book at a little over 100 pages, but Todd writes to the reader, like he is speaking to you, and before you know it, you've finished the book! I would definitely recommend this as reading for teens, college kids and parents alike!

This was an interesting read. There is so much confusion about what is real and not real when it comes to credit. While complicated the author did a nice job of walking the reader through all aspects of this important segment of our culture. This is a great read for business types and especially those looking to start a small business.

I wish that school would teach real life lesson like this. What is credit, how does the thing work, how they judge you and how to get out from under that debt rock. Seriously,I have had some eye opening, aha, are you kidding me, and those sneaky (blanks) moments while reading this. If you have credit, if you don't have credit, if you have bad credit, good credit or want to judge someone based on their credit YOU NEED TO READ THIS. The truth of how the game is played it not what I've been told, yes it is played like a game. The real numbers are not at all what the credit companies lead us to believe.
Short and to the point in a quick easy to understand book. I would recommend to everyone from high school to...

I really enjoyed the information that was given throughout the book. There was a lot of stuff that really made sense or that I hadn't thought of before. I am hoping to use some of the information given to help boost my own credit!

Hmmmm. This book gives you a lot to think about and really removed the stigma around credit scores.

I’m glad I came across this book and decided to give it a try. It really explained a as lot without being boring like a textbook.

A quick, yet informative read. Full of great ideas and ways to increase your credit score.