
Housing Finance 2020
by Anna DeSimone
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Pub Date Jul 25 2019 | Archive Date Feb 03 2020
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Description
Housing Finance 2020 explains the newest mortgage programs and enhancements to boost homeownership affordability. Packed with infographics and clear illustrations, readers will learn how to estimate qualified loan potential, and exactly what steps and verification documents are required by lenders for each type of mortgage program. Step-by-step instructions for completing the loan application are included, along with document checklists and a detailed timeline.
You'll learn all about credit score requirements, and what debts are counted toward in loan qualification. Illustrative scenarios explain zero-down payments, how to finance closing costs or home renovations. The mystery of credit scores are explained, along with instructions to boost your credit profile. Income verification is explained for self-employed borrowers and other types of non-salaried income.
You'll understand how mortgages work, how equity grows in your home over time, and all the qualifying rules for conventional, FHA, VA, rural housing, manufactured housing, Native American, reverse mortgages, construction, renovation, and energy-efficient mortgages.
Over 900 weblink to grants and down payment assistance are included.
A Note From the Publisher
Author is available for interviews, blog tours, autographed tours, autographed book giveaways, contests, and book club discussions. NOTE: Available in Spanish by request.
Marketing Plan
Author Bio:
Anna DeSimone is a nationally recognized author and consultant in housing finance. She has written over 40 professional guidebooks and published over 600 articles on the topics of fair lending, mortgage best practices, and consumer compliance. In 1986, she founded Bankers Advisory, a mortgage compliance and quality control audit services company, acquired by Clifton Larson Allen LLP in 2014.
Anna has authored many educational publications for the Mortgage Bankers Association of America, including the Fair Lending Resource Guide and Handbook of Fair Lending. She has provided expert court testimony, served as a radio and television commentator, and was a featured entrepreneur in Bloomberg News, Forbes Magazine and The Suit. Anna was named one of Housing Wire‘s Women of Influence, and received awards from Acquisitions International and Wealth and Finance Magazine.
Available Editions
EDITION | Other Format |
ISBN | 9780578209913 |
PRICE | $15.95 (USD) |
PAGES | 300 |