How to Retire Debt-Free and Wealthy
A Finance Coach Reveals the Secrets, Tips, and Techniques of How Clients Become Millionaires
by Christine Ibbotson
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Pub Date Jan 13 2020 | Archive Date Apr 03 2020
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Description
Christine Ibbotson has been providing financial advice for decades. She's fully aware of the reality: In today's busy life, most people are worried about their jobs, their kids, and what to make for dinner. Planning for the future is usually last on the list. Most believe it is too difficult to understand all the ins and outs of the financial markets, how to save and plan for the future, and how to pay off their mortgage. They would rather leave it up to someone else to make the decisions on their retirement portfolios. As Ibbotson suggests, most people simply wait too long to plan—and then panic.
In How to Retire Debt-Free and Wealthy, Licensed Financial Advisor Christine Ibbotson offers accessible and realistic guidelines in a series of achievable steps, from debt elimination to wealth management, teaching readers how to create their own customizable financial plans. Illustrated with stories of real clients who have achieved their retirement dreams, Ibbotson's book is sure to leave readers with all the tools and techniques to save and eliminate debt.
Marketing Plan
Multi-city author tourTargeted blogger outreachNational and regional media and review mailingNational and regional print and digital adsNetgalleySocial media campaign
Available Editions
| EDITION | Other Format |
| ISBN | 9781771088022 |
| PRICE | CA$24.95 (CAD) |
| PAGES | 300 |
Featured Reviews
Diane H, Reviewer
We all want to know How to Retire Debt-free and Wealthy. So, there have been many books attempting to address this issue. This book gets it right—offering many different routes to a pleasant retirement. Plus it includes step-by-step plans depending on your situation and the timeframe of your retirement.
The basic plan is simple with only five steps to be completed in this order:
1. Eliminate all debt except your mortgage and refinance if you have to.
2. Set up your mortgage to be paid off by your retirement date. Either refinance your mortgage to the number of working years left or pay enough additional money each month to pay it off by your retirement.
3. Track your expenses and revenues daily.
4. Get your total debt servicing ratio to 40% or below (the math formula is in the book).
5. Explore ways to increase your wealth. The method depends on many factors but especially how close you are to retirement.
Overall, I love the ease in which the author encourages everyone to better their situation without assigning blame for how they got there. She also pushes her clients and readers to really think about the future—rather than mindlessly buying that larger house or fancier car. You really are the CEO of your own life! How to Retire Debt-free and Wealthy is not just for people considering retirement. These methods will increase any one’s wealth by logically planning for the future at any time of life. 5 stars!
Thanks to Nimbus Publishing and NetGalley for a copy in exchange for my honest review.
Cristie U, Bookseller
The author gave really good tips on how to pay off debt and plan for retirement, no matter how close to it you are! I thought that the writing style was excellent, as the author didn't come off as judging the reader for having financial issues. It genuinely felt like she wants everyone to achieve financial success. The tools provided by the author to understand your personal situation and plan improvement were really helpful.
Readers who liked this book also liked:
Jodi Picoult; Jennifer Finney Boylan
General Fiction (Adult), Literary Fiction, Women's Fiction
