If there were a course in screwing up your life, Kate Spivey would get an A+.

Trust is in short supply for Kate at the start of the summer before her senior year of college. Her parents sentenced her to spend it under the watchful eye of her aunt at the famous Willoughby Inn. It was further proof that she was a prisoner in, and not the decision maker of, her life. Nothing she does is good enough to prove that she learned from the mistakes of her past.

Almost immediately, Kate finds that her new summer home holds another person who understands the unfairness of her situation better than most. Reed Black has had his own share of tragedy and regrets, but instead of trying to fight his reputation, he embraced it.

Sparks fly between Kate and Reed, but his mixed signals remind Kate that she needs to watch her step. He is one temptation she can't afford to indulge in, no matter how strong her attraction to him. If she isn't careful, she'll lose more than her heart.